/* prodigy-student-loans.html styles — prodigyfinanceapply.com */
/* ── Reset ──────────────────────────────────────── */
    *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

    /* ── Variables ──────────────────────────────────── */
    :root {
      --blue:      #0284c7;
      --blue-dk:   #0369a1;
      --blue-lt:   #e0f2fe;
      --blue-mid:  #bae6fd;
      --slate:     #0f172a;
      --slate-7:   #334155;
      --slate-5:   #64748b;
      --slate-4:   #94a3b8;
      --gray-bg:   #f8fafc;
      --gray-50:   #f1f5f9;
      --border:    #e2e8f0;
      --border-s:  #cbd5e1;
      --white:     #ffffff;
      --green:     #059669;
      --green-lt:  #ecfdf5;
      --amber:     #d97706;
      --amber-lt:  #fefce8;
      --red:       #dc2626;
      --font-d:    'Outfit', system-ui, sans-serif;
      --font-b:    'Inter', system-ui, sans-serif;
      --r-sm:  6px; --r-md: 10px; --r-lg: 16px; --r-xl: 24px;
      --sh-sm:  0 1px 4px rgba(0,0,0,0.05);
      --sh-md:  0 4px 24px rgba(0,0,0,0.06);
      --sh-blue: 0 4px 24px rgba(2,132,199,0.14);
    }

    html { scroll-behavior: smooth; }
    body {
      font-family: var(--font-b); font-size: 16px;
      color: var(--slate-7); line-height: 1.7;
      background: var(--white); -webkit-font-smoothing: antialiased;
    }
    a { color: var(--blue); text-decoration: none; }
    a:hover { color: var(--blue-dk); }

    /* ── Typography ─────────────────────────────────── */
    h1, h2, h3, h4 { font-family: var(--font-d); color: var(--slate); line-height: 1.25; }
    h1 { font-size: clamp(1.9rem, 3.8vw, 3rem); font-weight: 800; letter-spacing: -.02em; }
    h2 { font-size: clamp(1.5rem, 2.8vw, 2.1rem); font-weight: 700; letter-spacing: -.01em; }
    h3 { font-size: 1.2rem; font-weight: 600; }
    h4 { font-size: 1rem; font-weight: 600; }

    /* ── Layout ─────────────────────────────────────── */
    .container { width: 100%; max-width: 1180px; margin: 0 auto; padding: 0 24px; }
    .section { padding: 72px 0; }
    .section-alt { background: var(--gray-bg); }
    .eyebrow { display: inline-block; font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: 1.2px; color: var(--blue); margin-bottom: 10px; }

    /* ── Buttons ────────────────────────────────────── */
    .btn {
      display: inline-flex; align-items: center; gap: 6px;
      padding: 12px 24px; border-radius: var(--r-md);
      font-family: var(--font-b); font-size: 15px; font-weight: 500;
      cursor: pointer; transition: all .18s ease; border: none;
      text-decoration: none; white-space: nowrap;
    }
    .btn-primary { background: var(--blue); color: var(--white); box-shadow: var(--sh-blue); }
    .btn-primary:hover { background: var(--blue-dk); transform: translateY(-1px); color: var(--white); }
    .btn-ghost { background: transparent; color: var(--blue); border: 1.5px solid var(--border-s); }
    .btn-ghost:hover { border-color: var(--blue); background: var(--blue-lt); color: var(--blue); }
    .btn-outline-white { background: transparent; color: var(--white); border: 1.5px solid rgba(255,255,255,.3); }
    .btn-outline-white:hover { background: rgba(255,255,255,.08); color: var(--white); border-color: rgba(255,255,255,.55); }

    /* ── Compliance bar ─────────────────────────────── */
    .compliance-bar { background: var(--blue-lt); border-bottom: 1px solid var(--blue-mid); padding: 7px 0; text-align: center; }
    .compliance-bar p { font-size: 12px; color: var(--slate-5); max-width: 100%; margin: 0; }
    .compliance-bar strong { color: var(--slate); font-weight: 600; }

    /* ── Navigation ─────────────────────────────────── */
    .nav { position: sticky; top: 0; z-index: 100; background: rgba(255,255,255,.96); backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px); border-bottom: 1px solid var(--border); }
    .nav-inner { display: flex; align-items: center; justify-content: space-between; height: 68px; gap: 20px; }
    .nav-logo { display: flex; align-items: center; gap: 9px; font-family: var(--font-d); font-weight: 700; font-size: 16px; color: var(--slate); text-decoration: none; flex-shrink: 0; }
    .nav-logo-mark { width: 32px; height: 32px; background: var(--slate); border-radius: var(--r-sm); display: flex; align-items: center; justify-content: center; }
    .nav-links { display: flex; align-items: center; gap: 2px; list-style: none; }
    .nav-links a { display: block; padding: 6px 11px; font-size: 13.5px; color: var(--slate-5); border-radius: var(--r-sm); transition: color .15s, background .15s; font-weight: 500; }
    .nav-links a:hover { color: var(--slate); background: var(--gray-50); }
    .nav-links a.current { color: var(--blue); background: var(--blue-lt); }
    .nav-right { display: flex; align-items: center; gap: 10px; flex-shrink: 0; }
    .nav-ssl { display: flex; align-items: center; gap: 5px; font-size: 11px; color: var(--slate-4); }

    /* ── Product Hero (Dark Slate) ──────────────────── */
    .product-hero { background: var(--slate); padding: 60px 0 72px; }
    .breadcrumb { display: flex; align-items: center; gap: 5px; font-size: 12.5px; color: var(--slate-5); margin-bottom: 22px; flex-wrap: wrap; }
    .breadcrumb a { color: var(--slate-5); transition: color .15s; }
    .breadcrumb a:hover { color: rgba(255,255,255,.6); }
    .breadcrumb-sep { color: var(--slate-5); }
    .hero-update-badge {
      display: inline-flex; align-items: center; gap: 7px;
      background: rgba(2,132,199,.18); border: 1px solid rgba(2,132,199,.38);
      border-radius: 999px; padding: 4px 14px 4px 8px;
      font-size: 12px; font-weight: 600; color: var(--blue-mid); margin-bottom: 18px;
    }
    .hero-update-badge span { width: 7px; height: 7px; border-radius: 50%; background: var(--blue); display: inline-block; }
    .product-hero h1 { color: var(--white); max-width: 840px; margin-bottom: 18px; }
    .product-hero .hero-sub { font-size: 17px; color: var(--slate-4); max-width: 620px; line-height: 1.65; margin-bottom: 30px; }
    .spec-pills { display: flex; gap: 7px; flex-wrap: wrap; margin-bottom: 32px; }
    .spec-pill { display: inline-flex; align-items: center; gap: 5px; background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.13); border-radius: 999px; padding: 5px 12px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,.78); }
    .spec-pill .dot { width: 6px; height: 6px; border-radius: 50%; background: var(--blue-mid); flex-shrink: 0; }
    .hero-actions { display: flex; align-items: center; gap: 12px; flex-wrap: wrap; margin-bottom: 32px; }
    .hero-trust { display: flex; align-items: center; gap: 6px; font-size: 13px; color: var(--slate-4); }

    /* ── Quick Specs Panel ──────────────────────────── */
    .specs-panel { background: var(--white); border-bottom: 1.5px solid var(--border); }
    .specs-grid { display: grid; grid-template-columns: repeat(7,1fr); }
    .spec-item { padding: 22px 14px; border-right: 1px solid var(--border); text-align: center; transition: background .15s; cursor: default; }
    .spec-item:last-child { border-right: none; }
    .spec-item:hover { background: var(--blue-lt); }
    .spec-icon-wrap { display: flex; justify-content: center; margin-bottom: 9px; }
    .si-label { font-size: 9.5px; font-weight: 700; text-transform: uppercase; letter-spacing: .7px; color: var(--slate-5); margin-bottom: 4px; }
    .si-value { font-family: var(--font-d); font-size: 16px; font-weight: 800; color: var(--slate); margin-bottom: 3px; line-height: 1.2; }
    .si-note { font-size: 9.5px; color: var(--slate-4); line-height: 1.4; }
    .si-tag { display: inline-block; background: var(--green-lt); color: var(--green); font-size: 9px; font-weight: 700; text-transform: uppercase; letter-spacing: .4px; padding: 2px 7px; border-radius: 4px; margin-bottom: 3px; }

    /* ── Page Layout (Sticky TOC + Article) ─────────── */
    .page-wrap { padding: 52px 0 80px; }
    .page-layout { display: grid; grid-template-columns: 230px 1fr; gap: 52px; align-items: start; }
    .toc-sidebar { position: sticky; top: 88px; }
    .toc-head { font-size: 10px; font-weight: 700; text-transform: uppercase; letter-spacing: .8px; color: var(--slate-5); margin-bottom: 10px; padding-bottom: 10px; border-bottom: 1px solid var(--border); }
    .toc-nav { list-style: none; margin-bottom: 20px; }
    .toc-nav li { margin-bottom: 1px; }
    .toc-nav a { display: flex; align-items: center; gap: 8px; padding: 7px 10px; font-size: 13px; color: var(--slate-5); border-radius: var(--r-sm); border-left: 2px solid transparent; transition: color .15s, background .15s, border-color .15s; line-height: 1.35; }
    .toc-nav a:hover { color: var(--slate); background: var(--gray-50); }
    .toc-nav a.active { color: var(--blue); background: var(--blue-lt); border-left-color: var(--blue); font-weight: 500; }
    .toc-nav .toc-num { font-size: 10px; font-weight: 700; color: var(--slate-4); min-width: 16px; }
    .toc-nav a.active .toc-num { color: var(--blue); }
    .toc-cta { background: var(--slate); border-radius: var(--r-lg); padding: 16px; margin-top: 4px; }
    .toc-cta-t { font-family: var(--font-d); font-size: 13px; font-weight: 700; color: var(--white); margin-bottom: 4px; }
    .toc-cta-s { font-size: 11px; color: var(--slate-4); margin-bottom: 12px; line-height: 1.5; }
    .toc-cta a { display: block; text-align: center; background: var(--blue); color: var(--white); padding: 9px 14px; border-radius: var(--r-md); font-size: 13px; font-weight: 600; transition: background .15s; }
    .toc-cta a:hover { background: var(--blue-dk); }

    /* ── Article Content ────────────────────────────── */
    .article-content { min-width: 0; }
    .content-sec { scroll-margin-top: 90px; padding-bottom: 52px; margin-bottom: 52px; border-bottom: 1px solid var(--border); }
    .content-sec:last-child { border-bottom: none; padding-bottom: 0; margin-bottom: 0; }
    .content-sec h2 { margin-bottom: 18px; }
    .content-sec h3 { margin-bottom: 12px; margin-top: 28px; color: var(--slate); }
    .content-sec h4 { margin-bottom: 8px; margin-top: 20px; }
    .content-sec p { margin-bottom: 15px; color: var(--slate-7); line-height: 1.78; max-width: 72ch; }
    .content-sec p:last-child { margin-bottom: 0; }
    .content-sec ul, .content-sec ol { margin: 0 0 15px 22px; color: var(--slate-7); line-height: 1.7; }
    .content-sec li { margin-bottom: 6px; }

    /* ── Callout boxes ──────────────────────────────── */
    .callout { border-left: 3px solid; border-radius: 0 var(--r-md) var(--r-md) 0; padding: 14px 18px; margin: 22px 0; font-size: 14px; line-height: 1.65; }
    .callout-info { background: var(--blue-lt); border-color: var(--blue); }
    .callout-info * { color: #0c4a6e; }
    .callout-warning { background: var(--amber-lt); border-color: var(--amber); }
    .callout-warning * { color: #78350f; }
    .callout-success { background: var(--green-lt); border-color: var(--green); }
    .callout-success * { color: #064e3b; }
    .callout-t { font-weight: 700; margin-bottom: 4px; }

    /* ── Data table ─────────────────────────────────── */
    .data-wrap { overflow-x: auto; border-radius: var(--r-lg); border: 1.5px solid var(--border); margin: 20px 0; }
    .data-table { width: 100%; border-collapse: collapse; font-size: 14px; min-width: 420px; }
    .data-table th { background: var(--gray-bg); padding: 12px 16px; text-align: left; font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: .5px; color: var(--slate-5); border-bottom: 1.5px solid var(--border); }
    .data-table td { padding: 12px 16px; border-bottom: 1px solid var(--border); vertical-align: middle; color: var(--slate-7); }
    .data-table tr:last-child td { border-bottom: none; }
    .data-table tr:hover td { background: var(--gray-50); }
    .data-table .feat { font-weight: 600; color: var(--slate); }
    .tag-yes { color: var(--green); font-weight: 600; font-size: 13px; }
    .tag-no  { color: var(--slate-4); font-size: 13px; }
    .tag-hl  { background: var(--blue-lt); color: var(--blue-dk); font-size: 11px; font-weight: 600; padding: 2px 8px; border-radius: 4px; }

    /* ── Eligibility cards ──────────────────────────── */
    .elig-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin-top: 22px; }
    .elig-card { border: 1.5px solid var(--border); border-radius: var(--r-lg); padding: 20px; transition: border-color .2s, box-shadow .2s; }
    .elig-card:hover { border-color: var(--blue); box-shadow: var(--sh-blue); }
    .elig-icon { width: 36px; height: 36px; background: var(--blue-lt); border-radius: var(--r-sm); display: flex; align-items: center; justify-content: center; margin-bottom: 12px; }
    .elig-title { font-family: var(--font-d); font-size: 14px; font-weight: 700; color: var(--slate); margin-bottom: 6px; }
    .elig-body { font-size: 13px; color: var(--slate-5); line-height: 1.55; }
    .elig-tag { display: inline-block; margin-top: 8px; font-size: 11px; font-weight: 600; color: var(--green); background: var(--green-lt); padding: 2px 8px; border-radius: 4px; }

    /* ── Rate / Fee breakdown ───────────────────────── */
    .rate-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin-top: 22px; }
    .rate-card { background: var(--white); border: 1.5px solid var(--border); border-radius: var(--r-lg); padding: 20px 22px; }
    .rate-card-label { font-size: 10px; font-weight: 700; text-transform: uppercase; letter-spacing: .6px; color: var(--slate-5); margin-bottom: 6px; }
    .rate-card-value { font-family: var(--font-d); font-size: 2rem; font-weight: 800; color: var(--slate); line-height: 1; margin-bottom: 5px; }
    .rate-card-note { font-size: 12px; color: var(--slate-5); line-height: 1.5; }
    .rate-badge { display: inline-block; background: var(--blue-lt); color: var(--blue-dk); font-size: 10px; font-weight: 700; text-transform: uppercase; letter-spacing: .4px; padding: 2px 8px; border-radius: 4px; margin-bottom: 4px; }
    .rate-example { background: var(--gray-bg); border-radius: var(--r-lg); padding: 20px 22px; margin-top: 14px; border: 1px solid var(--border); }
    .rate-example-t { font-family: var(--font-d); font-size: 14px; font-weight: 700; color: var(--slate); margin-bottom: 12px; }
    .rate-row { display: flex; justify-content: space-between; align-items: center; padding: 7px 0; border-bottom: 1px solid var(--border); font-size: 13px; }
    .rate-row:last-child { border-bottom: none; }
    .rate-row .rr-lbl { color: var(--slate-5); }
    .rate-row .rr-val { font-family: var(--font-d); font-weight: 700; color: var(--slate); }
    .rate-row .rr-val.danger { color: var(--red); }
    .rate-row .rr-val.highlight { color: var(--blue); }

    /* ── Application steps (vertical timeline) ──────── */
    .apply-timeline { position: relative; margin-top: 22px; }
    .apply-timeline::before { content: ''; position: absolute; left: 19px; top: 24px; bottom: 24px; width: 2px; background: var(--border); z-index: 0; }
    .apply-step { display: flex; gap: 20px; margin-bottom: 24px; position: relative; }
    .apply-step:last-child { margin-bottom: 0; }
    .a-dot { width: 40px; height: 40px; border-radius: 50%; flex-shrink: 0; background: var(--blue); display: flex; align-items: center; justify-content: center; font-family: var(--font-d); font-size: 15px; font-weight: 700; color: var(--white); position: relative; z-index: 1; border: 3px solid var(--white); box-shadow: 0 0 0 2px var(--blue); }
    .a-body { padding-top: 7px; }
    .a-title { font-family: var(--font-d); font-size: 16px; font-weight: 700; color: var(--slate); margin-bottom: 5px; }
    .a-desc { font-size: 14px; color: var(--slate-5); line-height: 1.6; max-width: 580px; }
    .a-badge { display: inline-flex; align-items: center; gap: 5px; margin-top: 7px; font-size: 11px; font-weight: 600; background: var(--gray-bg); color: var(--slate-5); padding: 3px 10px; border-radius: 4px; border: 0.5px solid var(--border); }

    /* ── Spoke Navigation Grid ──────────────────────── */
    .spoke-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin-top: 22px; }
    .spoke-card { display: block; background: var(--white); border: 1.5px solid var(--border); border-radius: var(--r-lg); padding: 22px 20px; text-decoration: none; transition: border-color .2s, transform .2s, box-shadow .2s; }
    .spoke-card:hover { border-color: var(--blue); transform: translateY(-2px); box-shadow: var(--sh-blue); }
    .spoke-icon { width: 44px; height: 44px; background: var(--blue-lt); border-radius: var(--r-md); display: flex; align-items: center; justify-content: center; margin-bottom: 14px; }
    .spoke-title { font-family: var(--font-d); font-size: 15px; font-weight: 700; color: var(--slate); margin-bottom: 6px; }
    .spoke-desc { font-size: 13px; color: var(--slate-5); line-height: 1.5; margin-bottom: 12px; }
    .spoke-more { display: inline-flex; align-items: center; gap: 4px; font-size: 12px; font-weight: 600; color: var(--blue); }

    /* ── FAQ ────────────────────────────────────────── */
    .faq-list { margin-top: 22px; }
    .faq-item { border-bottom: 1px solid var(--border); }
    .faq-item summary { list-style: none; display: flex; justify-content: space-between; align-items: flex-start; padding: 18px 0; cursor: pointer; font-weight: 600; color: var(--slate); font-size: 15px; gap: 16px; }
    .faq-item summary::-webkit-details-marker { display: none; }
    .fq-ch { flex-shrink: 0; width: 22px; height: 22px; border: 1.5px solid var(--border); border-radius: 50%; display: flex; align-items: center; justify-content: center; color: var(--slate-5); transition: transform .25s, background .2s; margin-top: 2px; }
    .faq-item[open] .fq-ch { transform: rotate(180deg); background: var(--blue-lt); border-color: var(--blue-mid); color: var(--blue-dk); }
    .fq-ans { padding: 0 0 18px; font-size: 14px; color: var(--slate-5); line-height: 1.7; max-width: 640px; }

    /* ── Author band ────────────────────────────────── */
    .author-band { background: var(--blue-lt); border-top: 1px solid var(--blue-mid); border-bottom: 1px solid var(--blue-mid); padding: 36px 0; }
    .author-inner { display: flex; align-items: center; gap: 22px; flex-wrap: wrap; }
    .author-av { width: 64px; height: 64px; border-radius: 50%; background: var(--white); border: 2px solid var(--blue-mid); display: flex; align-items: center; justify-content: center; font-family: var(--font-d); font-size: 20px; font-weight: 800; color: var(--blue-dk); flex-shrink: 0; }
    .author-cred { font-size: 10px; font-weight: 700; text-transform: uppercase; letter-spacing: .8px; color: var(--blue-dk); margin-bottom: 2px; }
    .author-name { font-family: var(--font-d); font-size: 17px; font-weight: 700; color: var(--slate); margin-bottom: 3px; }
    .author-bio  { font-size: 13px; color: var(--slate-5); max-width: 500px; line-height: 1.55; }
    .author-meta { margin-left: auto; text-align: right; flex-shrink: 0; }
    .author-meta-lbl { font-size: 10px; color: var(--slate-5); }
    .author-meta-val { font-family: var(--font-d); font-size: 14px; font-weight: 600; color: var(--slate); }

    /* ── Footer ─────────────────────────────────────── */
    .footer { background: var(--slate); padding: 56px 0 0; }
    .footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 40px; margin-bottom: 40px; }
    .f-logo { display: flex; align-items: center; gap: 8px; font-family: var(--font-d); font-weight: 700; font-size: 15px; color: var(--white); margin-bottom: 12px; }
    .f-logo-mark { width: 30px; height: 30px; background: var(--blue); border-radius: 5px; display: flex; align-items: center; justify-content: center; }
    .f-tagline { font-size: 13px; color: var(--slate-4); line-height: 1.6; max-width: 280px; margin-bottom: 14px; }
    .f-disclaimer { font-size: 10.5px; color: var(--slate-5); line-height: 1.65; padding: 12px; background: rgba(255,255,255,.04); border: 1px solid rgba(255,255,255,.07); border-radius: var(--r-md); }
    .f-col-title { font-family: var(--font-d); font-size: 12px; font-weight: 700; color: var(--white); text-transform: uppercase; letter-spacing: .6px; margin-bottom: 14px; }
    .f-links { list-style: none; display: flex; flex-direction: column; gap: 8px; }
    .f-links a { font-size: 13px; color: var(--slate-4); transition: color .15s; }
    .f-links a:hover { color: var(--white); }
    .footer-bottom { padding: 24px 0; border-top: 1px solid rgba(255,255,255,.08); display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; }
    .f-legal { font-size: 10.5px; color: var(--slate-5); line-height: 1.7; max-width: 680px; }
    .f-legal a { color: var(--slate-4); text-decoration: underline; }

    /* ── Responsive ─────────────────────────────────── */
    @media (max-width: 1024px) { .specs-grid { grid-template-columns: repeat(4,1fr); } }
    @media (max-width: 820px) {
      .page-layout { grid-template-columns: 1fr; }
      .toc-sidebar { display: none; }
      .specs-grid { grid-template-columns: repeat(3,1fr); }
      .elig-grid  { grid-template-columns: 1fr; }
      .rate-grid  { grid-template-columns: 1fr; }
      .spoke-grid { grid-template-columns: 1fr; }
      .footer-grid { grid-template-columns: 1fr 1fr; }
      .author-meta { margin-left: 0; text-align: left; }
    }
    @media (max-width: 560px) {
      .specs-grid { grid-template-columns: repeat(2,1fr); }
      .footer-grid { grid-template-columns: 1fr; gap: 28px; }
      .footer-bottom { flex-direction: column; }
      .nav-links { display: none; }
    }
    @media (prefers-reduced-motion: reduce) {
      *, *::before, *::after { transition: none !important; animation: none !important; }
    }