1. Who We Are
The data controller for this website is ProdigyFinanceApply.com, operated as an independent editorial platform. For all data enquiries, contact [email protected].
2. Data We Collect
Information you provide
- Contact form submissions: name, email address, and the content of your message, when you use our contact form.
- Review submissions: name, loan details, and testimonial content if you voluntarily submit a student review for publication.
- Eligibility checker usage: programme type, target school name, and citizenship country entered into our interactive tools. These are processed client-side and are not stored on our servers.
Information collected automatically
- Usage data: pages visited, time on page, referral source, browser type, and device type, collected via Google Analytics 4.
- IP address: collected by our hosting provider and analytics tools. IP addresses are anonymised where technically possible.
- Cookies: see Section 4.
We do not collect: social security numbers, passport numbers, financial account details, credit scores, or any sensitive financial information through this website.
3. How We Use Your Data
- To respond to your contact form or review submission enquiries
- To improve the content, navigation, and performance of this website using aggregated analytics data
- To detect and prevent fraud, abuse, or misuse of this platform
- To comply with applicable legal obligations
We do not use your personal data for: targeted advertising, profiling for commercial purposes, or sale to third parties. We do not sell personal data.
Legal basis (GDPR): We process data on the basis of legitimate interests (improving the platform and responding to enquiries), consent (cookies), and legal obligation where applicable.
5. Third-Party Services
This website uses the following third-party services that may process personal data:
- Google Analytics 4: Website usage analytics. Data is anonymised and aggregated. Google Privacy Policy →
- Google Fonts: Font files served from Google's CDN. May log IP addresses. Google Privacy Policy →
- apiflag.com: Application form processing embedded on the homepage. Subject to their own privacy policy. We do not receive or store data submitted through this form.
We are not responsible for the privacy practices of third-party lenders linked from this platform. Before submitting any personal or financial information to Prodigy Finance, MPOWER Financing, or any other lender, review that lender's own privacy policy.
6. Data Retention
- Contact form data: Retained for up to 12 months from the date of submission, then deleted.
- Analytics data: Retained for 14 months in Google Analytics, then automatically deleted.
- Published student reviews: Retained for as long as the review is published. Requests for removal will be considered — contact [email protected].
7. Your Rights
Under the GDPR (EU and UK) and applicable data protection laws, you have the following rights:
- Right of access: Request a copy of personal data we hold about you.
- Right to rectification: Request correction of inaccurate personal data.
- Right to erasure: Request deletion of your personal data ("right to be forgotten").
- Right to restrict processing: Request that we limit how we use your data.
- Right to data portability: Request your data in a machine-readable format.
- Right to object: Object to processing based on legitimate interests.
- CCPA rights (California residents): Right to know, delete, and opt out of sale of personal information. We do not sell personal information.
To exercise any of these rights, email [email protected]. We will respond within 30 days.
8. Data Security
This website is served exclusively over HTTPS with 256-bit SSL encryption. We implement reasonable technical and organisational measures to protect data against unauthorised access, loss, or misuse. However, no internet transmission is entirely secure — use this platform at your own risk for non-sensitive communications.
9. Children's Privacy
This website is not directed at individuals under the age of 18. We do not knowingly collect personal data from minors. If you believe a minor has submitted data through this platform, contact [email protected] and we will delete it promptly.
10. Changes to This Policy
We may update this Privacy Policy from time to time. The "Last updated" date at the top of this page reflects the most recent revision. Material changes will be announced on the homepage. Continued use of this website after a policy update constitutes acceptance of the revised policy.
11. Contact Us
For all privacy-related enquiries, data subject requests, or questions about this policy, contact:
Privacy Team — ProdigyFinanceApply.com
Email: [email protected]
Response time: Within 30 calendar days.