STEM Student Loans · 2026

STEM Degree Loans for International Students

Fund your MEng, MSc, or Computer Science postgraduate degree at MIT, Imperial College, ETH Zurich, and 200+ STEM partner schools — without a US co-signer.

No Co-SignerMIT · Imperial · ETH Zurich · CMUMEng · MSc · CS · Data ScienceVariable APR from ~8.41%

STEM Loan Key Facts

200+
STEM Partner Schools
1–2 yr
Typical STEM Program
~8.41%
APR from (est.)
20 yr
Max Repayment Term

Eligible STEM Program Types

Prodigy Finance funds postgraduate STEM programs at partner schools. Program-level eligibility varies — always verify your specific degree with Prodigy Finance.

Engineering (MEng / MSc)
Mechanical, Civil, Electrical, Chemical, Aerospace and related engineering disciplines. Highly favoured by Prodigy Finance's model due to strong post-graduation earnings data.
✓ Typically Eligible
Computer Science (MSc / MEng)
MSc Computer Science, Software Engineering, Machine Learning, and Artificial Intelligence programs at partner schools. Among the most funded STEM categories.
✓ Typically Eligible
Data Science & Analytics
MSc Data Science, Business Analytics, Applied Mathematics. Eligibility depends heavily on school ranking and exact program title.
✓ Check Program
Natural Sciences & Life Sciences
MSc Physics, Chemistry, Biology, Environmental Science. Eligible at many partner schools but earnings projections vary significantly by field.
✓ Check Program
⚠ PhD and Research Degrees Are Not Covered
Prodigy Finance funds postgraduate taught programs (MEng, MSc, MBA) only — not research degrees (PhD, MPhil, MRes). If you are pursuing a STEM PhD, Prodigy Finance is not eligible. Check university-specific funding, national research councils, and scholarship programs instead.

Top STEM Schools in the Prodigy Finance Network

MIT — Massachusetts Institute of Technology
USA · MEng, MSc, SM programs
Imperial College London
UK · MEng, MSc — 40+ programs
ETH Zurich
Switzerland · MEng, MSc STEM
Carnegie Mellon — School of Computer Science
USA · MS CS, ML, Data Science
Georgia Tech (Georgia Institute of Technology)
USA · MS Engineering, MS CS
University of Michigan — Ann Arbor
USA · MS Engineering programs
Columbia University — SEAS
USA · MS Engineering, CS, Data Science
UCL — University College London
UK · MSc Engineering, CS
TU Munich (TUM)
Germany · MSc Engineering, CS
Cornell University — Engineering
USA · MS Engineering programs
Purdue University
USA · MS Engineering (various)
University of Toronto
Canada · MEng, MSc programs

Partial list only. Verify your specific school and program at prodigyfinance.com →

STEM OPT & Visa Tip for US Programs
Many STEM MSc programs at US universities qualify for the 24-month STEM OPT extension, giving you 3 total years of US work authorization after graduation. This extended work period improves your Prodigy Finance repayment capacity calculation. When applying, confirm your program's STEM OPT eligibility with the university's international student office.

Frequently Asked Questions

Can international students get STEM loans without a co-signer?
Yes. Prodigy Finance offers loans for STEM postgraduate programs at 200+ partner universities without requiring a US co-signer, collateral, or US credit history. Eligibility is based on your program, school ranking, and citizenship country.
Do STEM students get better rates than MBA students?
Not necessarily. Prodigy Finance's rate model is based primarily on school ranking and post-graduation earnings data for that specific program — not the degree category itself. A top-ranked STEM program at MIT may receive similar rates to an MBA at LBS. Programs with lower projected earnings may receive higher APRs regardless of field.
Is an MSc in Data Science eligible for Prodigy Finance?
Many MSc Data Science programs at partner schools are eligible. Eligibility depends on the specific program name, school, and whether the degree is a taught postgraduate qualification (not research). Verify your exact program via the Prodigy Finance eligibility checker at prodigyfinance.com.
How much can I borrow for a STEM master's degree?
Prodigy Finance can fund up to 100% of eligible program costs. Typical STEM master's loans range from $25,000–$65,000 for 1-year European programs and $40,000–$80,000 for 1.5–2 year US programs. MBA-level loans for combined degrees may be higher. Your exact offer depends on school, program, and profile.
Check STEM Eligibility → Calculate Your Cost →
Related Guides
MBA Programs
MBA Loans Guide →
No Co-Signer
All No Co-Signer Options →
Eligibility
All Schools & Countries →

STEM Loan Amounts: What Prodigy Finance Typically Covers

STEM programme costs vary significantly by country and institution. Prodigy Finance's loan ceilings for STEM programmes are generally lower than MBA maximums, reflecting shorter programme durations and lower average tuition fees.

Programme TypeTypical DurationTypical Prodigy Max (est.)
MSc Computer Science (US)1–1.5 yearsUSD 50,000–75,000
MEng (UK)1 yearGBP 25,000–40,000
MSc Data Science / ML (EU)1–2 yearsEUR 20,000–50,000
MRes Engineering (global top schools)1 yearUp to USD 55,000

Top STEM Schools on the Prodigy Finance Partner List

Prodigy Finance partners with 750+ universities globally. For STEM students, the highest-volume partner schools include institutions in the US (MIT, Carnegie Mellon, Georgia Tech, UC San Diego, University of Michigan), UK (Imperial College, UCL, Manchester, Edinburgh), Europe (ETH Zurich, TU Munich, EPFL), and Asia-Pacific (NUS, NTU).

Not all STEM departments at a partner university are automatically eligible — some institutions limit Prodigy Finance loans to specific postgraduate faculties. Always verify your specific department's eligibility before applying. See the full schools and countries eligibility index →

STEM Loans vs MBA Loans: Key Differences

See also: Complete Prodigy Finance Guide →  |  No Co-Signer Options →  |  Loan Calculator →